IS LAPTOP INSURANCE WORTH IT?

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LAPTOP INSURANCE


laptop insurance
See how beautiful this laptop is.
Read this blog before deciding
 not to get insurance.

Is Laptop Insurance an actual thing? Do I really need to get my laptop insured? If we do, from where we can get this insurance? OR What is actually covered in laptop insurance? 
The answers to all these questions will be discussed below- 


These days everyone has a laptop or two. Some people are very protective about there laptops some are not they treat it very casually like throwing their laptops on the bed after using it or bumping it on tables and many places. What I think is that one should treat their laptop the same way, how one takes care of their own baby child. Our laptops are very sensitive inside even the slightest miss happ can cause a failure or short circuits in the motherboard and of course no one wants that. Our screen is the most delicate part and known to get damaged by more than 60% of users within 2-3 years of buying a new laptop. 

Is laptop insurance available in INDIA?


YES, In fact, these days everyone is getting laptop insurance considering how much laptop costs these days. This helps a lot in cases of miss happenings with laptops. Many companies are offering laptop insurances. 
Some of these companies are-

Should I get my laptop insured?


The cut to the point answer is YES. Of course if one buys an old laptop its not worth it but while buying a new laptop it is highly recommended. You never know what might happen to your laptop. It's better to be prepared beforehand. Always, I repeat, ALWAYS "Precaution Is Better Than Cure".
laptop insurance
See, No one likes it when this happens.

What does a laptop insurance cover?


An insurance covers many things like theft, liquid spills, fire, and accidental damage, but not the data lost, as value of data can't be measured and is different for everyone. It can't be measured in terms of money. Rest everything is covered. To protect data many ANTI-VIRUS software are available in the market. You can easily get one of those, they are free for the first month and not very costly. 
One of the best ANTI-VIRUS software out there is by QUICK HEAL. I personally use QUICK HEAL and it is very beneficial against Trojan and other viruses.  

Click here... to get the first month free.

 (If you are using windows10, you don't need any anti-virus software, there windows defender system is way too powerful)


My Personal Experience


About 6 months ago, I accidentally opened my laptop screen way too much over the limit, resulting in black spots on the screen and one could see the screen over certain angles only. Thankfully, I have had already purchased an extended warranty from Dell Support. Yes, it costed me ₹5,800 but it was all worth it because my whole screen was replaced whose actual cost was ₹11,000. 
So, ask yourself is it worth it in your case.

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